Capital Solutions Built for Real Businesses
GreyBull Capital is a commercial finance brokerage connecting businesses with tailored debt solutions across industries and growth stages.
Our Core Financing Solutions
Accounts Receivable Financing
Accounts receivable financing, commonly called factoring, is where a company converts its unpaid invoices into immediate cash by selling to a finance company (factoring company). Factoring offers an entirely different loan product and is typically reserved for companies that cannot qualify for commercial bank or non-bank asset-based loans.
Inventory Financing
Inventory financing is a type of lending where you can borrow money using your inventory as collateral. It allows a business to unlock working capital tied up in raw materials, work-in-progress, or finished goods without waiting to sell everything first.
Machinery & Equipment Financing
A loan or lease used to purchase business equipment, where the equipment itself is used as collateral. M&E loans are some of the easiest to finance given the relative ease to assign a value to the assets. Lenders will appraise the equipment and the loan size will be determined by the loan to value (LTV) ratio.
Asset Based Lending
ABL is a revolving line of credit secured by a company's assets. These assets can include accounts receivable, inventory, equipment, commercial real estate, etc.
Commercial Bank Asset-Based Lending: For clients in a strong financial position a commercial bank's ABL group can provide attractive rates. Fees are typically minimal but they will require some basic reporting and covenant requirements. Note, that not every commercial bank has an ABL group and not every commercial bank relationship manager is familiar with asset-based loan structures.
Non-Bank Asset-Based Lending: Non-bank lenders are considered more flexible than a traditional commercial banks and can typically provide a larger advance rate resulting in a larger loan. A non-bank might be a better fit for a company if there is: significant growth, high customer concentrations, seasonality, low tangible net worth or when additional capacity is needed beyond a commercial bank line.
Commercial Real Estate Financing
A loan used to purchase, refinance, or develop property that is used for business purposes. Lenders will order an appraisal on the real estate and use the loan to value ratio to determine loan size. Many lenders prefer owner-occupied real estate -- RE in which the operating business both owns the real estate and operates from that same location.
Purchase Order Financing
Purchase order financing is a type of short term funding that helps a company pay its suppliers for goods that have already been ordered by a customer. POs are considered an asset for some non-bank asset-based lenders. They can provide an advance rate against the purchase order value assuming the customers are large creditworthy businesses.
A Smarter Way to Secure Capital
GreyBull Capital works on behalf of business owners, operators, and investors to source the right financing — without the runaround.
We partner with a wide network of direct lenders and capital providers to structure solutions that align with your business goals, timeline, and cash flow.
Whether you’re expanding, refinancing, or stabilizing operations, we focus on clarity, speed, and execution.
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